At Prime Insurance Group, we provide insurance for both emergency and non-emergency medical transports. This includes ambulances and a host of non-emergency vehicles.
Non-emergency medical transportation, also known as NEMT, is a type of for-hire service coverage designed to protect business vehicles used to transport patients to medical appointments on a pre-arranged schedule.
NEMT services are different from other forms of transportation in a few important ways. NEMT businesses are typically compensated by Medicaid or medical service providers.
Requirements for non-emergency medical transportation insurance:
Age of driver
Features of the vehicle: There are prohibitions such as lightbars, sirens, and life support equipment
Seating capacity of vehicles and age of vehicle
Safety Equipment and written procedures: wheelchair access vehicles might have guidelines from the insurance company
Location and travel radius
The facilities you work with might have a minimum coverage requirement. Please check your business contracts to make sure you get the right coverage. Do not risk quality coverage for cheaper insurance rates. It is ideal to have a NEMT policy with a comfortable premium and adequate protection.