Black car and limousine insurance are types of livery coverage designed to protect limos and other luxury vehicles that transport passengers on a for-hire basis.
Black car and limousine livery differ from taxi livery in a few important ways. Unlike taxi services, limo and black car businesses schedule pre-arranged rides with specific pick-up and drop-off locations, and usually drive luxury sedans or SUVs. Learn more about limousine insurance cost factors, requirements and how this type of insurance can benefit your small business.
The vehicle’s make & model
The vehicle’s length
Age of vehicle
Minimum coverage limits and deductibles – you may be required to carry higher limits than state minimum coverage