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Black Car & Limousine Insurance

Black Car & Limousine InsuranceBlack car and limousine insurance are types of livery coverage designed to protect limos and other luxury vehicles that transport passengers on a for-hire basis.

Black car and limousine livery differ from taxi livery in a few important ways. Unlike taxi services, limo and black car businesses schedule pre-arranged rides with specific pick-up and drop-off locations, and usually drive luxury sedans or SUVs. Learn more about limousine insurance cost factors, requirements and how this type of insurance can benefit your small business.


  • The vehicle’s make & model
  • The vehicle’s length
  • Age of vehicle
  • Minimum coverage limits and deductibles – you may be required to carry higher limits than state minimum coverage